Eat out, save up.

Pay with Subtotal at your favorite restaurants and earn up to 10% cash back.


No Signup Needed

Install the Subtotal app on your phone in seconds and you're ready to save up. No account required.

Eat your favorite food

Subtotal saves you money at tens of thousands of locations in the US spanning over 60 restaurant brands.

Ultra Convenient

Subtotal supports Apple Pay so checkout is a breeze.

Our Partners


Up to 8% back


Up to 8% back

Morton's The Steakhouse

Up to 8% back

Boston Market

Up to 8% back

Red Lobster

Up to 4% back


Up to 8% back

Black Angus Steakhouse

Up to 9% back

Buffalo Wild Wings

Up to 7% back

Burger King

Up to 7% back

Coldstone Creamery

Up to 7% back


Up to 8% back

Outback Steakhouse

Up to 6% back


Q: Where do the savings come from?

A: Subtotal saves you money at restaurants by providing a discounted gift code for your exact bill total. With discounted gift cards, you usually have to deal with holding on to the card until you go to the restaurant, and you often end up with either too much money on the gift card or not enough to cover your meal. Subtotal sells you a gift card in real-time for the exact amount of your bill.

Q: Is Subtotal safe?

A: Subtotal is an extremely safe way to pay. Your credit card information is secured before processing using industry-standard 256-bit SSL encryption. You can also checkout without providing your credit card number using Apple Pay. This uses the Secure Element chip along with your thumbprint or password to store your payment information safely. See Subtotal Policies for more details on how Subtotal protects your privacy.

Q: Where do discounted gift cards come from?

A: Subtotal works with hundreds of restaurants as an approved partner. We guarantee that your purchase will go smoothly through the Subtotal secure checkout flow. All sales are fully warrantied. Beware of gift cards sold through online marketplaces which are often mislabelled or stolen.

Q: Okay, so I pay the restaurant with a gift card. But how do I pay Subtotal?

A: Subtotal accepts Apple Pay and all major credit cards. The Subtotal checkout is fast, convenient, and secure.

Q: Can I combine Subtotal with other coupons or promotions?

A: Absolutely! Subtotal is a payment option, not a restaurant coupon or restaurant promo code. We recommend combining promotions with Subtotal to save the most money.

Q: Can I use this when ordering takeout/delivery?

A: Yes! Subtotal can be used when eating at a restaurant, ordering takout, or getting delivery. If you're ordering through an app, just type in the gift card number from Subtotal into the restaurant's app when checking out.

As seen on

"I took my husband out for dinner at Applebee’s and got $9 back to put towards
my monthly mortgage payment.”

Galina, Cleveland, OH

"There’s literally no reason to not save money using Subtotal. It's free money.
Better yet, leave the server a bigger tip!"

Doug, San Francisco, CA

"I go to Chili’s a lot, and Subtotal has saved me enough to get a free meal, on top of their coupons!
Thank you to the team that made this.”